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A Better Way to Pay

Get approved in minutes!

The Woodcock Cycle Credit Card lets you choose the best terms for your budget. Buying products is easier when you can get exactly what you want! 

 All applications must be done online. With basic information, get approved in minutes. Your credit score will determine how long it will take for the loan application to get approved for funding your dream bike. Make new bike day happen. Once approved, account activation and financing transactions must be done in-store, in person, or via our curbside pickup financing option.*

Get Your Woodcock Credit Card

Affordable Monthly Payments

At Woodcock Cycle we understand it can be a financial strain to pay for your purchase all at once. Fairstone's financing plan help you break up the total amount into smaller monthly payments.

12 Month Financing

0% Interest

12 Equal Payments

5% Admin Fee

9 Month Financing

0% Interest

No Payments required for 9 months

5% Admin Fee

3 Month Financing

0% Interest

Take 90 Days To Pay

No Admin Fee

Legal Disclaimer - Fairstone Financial

*On approved credit. A $21 annual membership fee may be charged to your Account subject to certain conditions. Minimum $500 purchase. Financing provided by Fairstone Financial, Inc. and is subject to all the terms and conditions in your cardholder agreement and the credit promotional plan disclosure statement (collectively the "Account Agreement"). On termination or expiry of the credit promotional plan (or for purchases that are not part of the credit promotional plan), the standard APR of 31.99% and the terms of the regular credit plan will apply to all outstanding balances owing. This offer is valid up to and including promotion end date, cannot be used for previous purchases and cannot be combined with any other offers, promotions or special incentive programs. Certain terms and conditions apply. See store and Account Agreement for further information. 

**3 & 9 Months No Payment Same As Cash – Finance Charges will accrue on the purchase from the beginning of the credit promotional period of 3 or 9 months, but no minimum payments will be due during the credit promotional period. If you pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be waived and no Finance Charges will be assessed on the purchase. Otherwise, if you choose to not pay the purchase price in full by the expiration date of the credit promotional period, all of the accrued Finance Charges will be assessed at that time.

***12 Months Equal Payments – The purchase price is divided by the number of months in the credit promotional period to determine equal monthly payments to be made during the credit promotional period. Finance Charges will not accrue on the purchase during the credit promotional period of 12 months if the required minimum payment is made each billing cycle during the credit promotional period when due. The terms of the credit promotional plan will terminate if you default under your Account Agreement, and Finance Charges will begin accruing at the standard ARP.